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  • GROUP INSURANCE
  • GROUP RETIREMENT
  • SPECIALTY SERVICES
  • BLOG
  • CONTACT
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  • GROUP INSURANCE
  • GROUP RETIREMENT
  • SPECIALTY SERVICES
  • BLOG
  • CONTACT
  • Français

Group Insurance

Pulling your benefits program out of the stone age

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Navigating the Changing Landscape

Faced with year-after-year increases, employers need to take action to protect the viability of their benefit plans.

Prescription drug costs are the top area of cost exposure for employers offering group insurance plans today. Health plan costs continue to increase at rates that exceed CPI, on average 8-10%, driven in large part by high cost specialty drugs.

Disability claims rank second in respect to costs, mainly as a result of increasing mental health issues. Absences due to injury or sickness not only cost the plan but lead to disruption of workflow and additional internal costs.

All too often, employers make budgetary changes to their plans that simply transfer costs to their employees. However, in order to maintain competitive costs over time, changes must incentivize and drive behaviour. Employees need to become informed consumers and masters of their own health.

What our clients think

I had the pleasure of working with Gianna for the implementation of a new group insurance program for our company and she was very attentive to our needs. Her presentation of the program to employees was very clear. Her professionalism and high availability made the process easy for everyone. I highly recommend her!

Caroline G.

See more client reviews on our Google+ page.

What We Do

We design group insurance plans that meet the needs of an increasingly diverse workforce while respecting your business’ financial goals.

  • Plan design (traditional, modular, flexible benefits and defined contribution plans)
  • Request for proposals from insurers
  • Renewal analysis and negotiations (insured and ASO plans)
  • Ongoing support

We hedge against large renewal increases by designing plans that address the claiming patterns inherent in your group and drive responsible claiming behaviour.

Types of Group Insurance Benefits

Protection your employees and their family can depend on

Death Benefits

  • Employee Life Insurance
  • Dependent Life Insurance
  • Accidental Death and Dismemberment
Living Benefits

  • Short Term Disability
  • Long Term Disability
  • Accident Insurance
  • Critical Illness
Health

  • Prescription Drugs
  • Paramedical Specialists
  • Medical Equipment and Supplies
  • Diagnostic and Laboratory Tests
  • Out-of-Country Medical Emergency
  • Hospitalization
  • Vision
Dental

  • Preventative
  • Routine Treatment
  • Major Restorative
  • Orthodontia

Looking for ways to reduce costs and improve coverage?

Request a free, no-obligation diagnostic of your group insurance plan.

Learn More

Vita Assure is a full service brokerage and consulting firm specializing in employee benefits for small and medium size businesses.

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© Vita Assure Inc.

Latest News

  • Telemedicine: The next big company-sponsored employee benefit in Canada

    Feb 05, 2019

  • Medical Expense Tax Credit

    Mar 18, 2022

  • Deadline to contribute to your RRSP for 2021

    Jan 21, 2022

  • 2021 changes to RAMQ prescription drug plan

    Jul 03, 2021

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  • GROUP INSURANCE
  • GROUP RETIREMENT
  • SPECIALTY SERVICES
  • BLOG
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Contact Us

1 855 929 8482
[email protected]

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