ASO: an alternative to traditional group insurance
Like many group insurance brokers, when I first entered the industry, I was taught that an Administrative Services Only (ASO) agreement was a NO-NO...
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Unleash your own hidden wealth-generating power
If you’re like most people ages 25 to 65, you go to work every day. Stuck in the 9-5 hustle, you don’t have much...
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Changes to Employment Insurance for 2020
Employment Insurance (EI) provides short term financial assistance to Canadians who are without income due to job loss, sickness, parental leave or compassion care...
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OHIP cuts medical travel insurance
Ontario Health Insurance Plan (OHIP) recently announced changes for the upcoming year to it’s out-of-country health care program. This comes as no surprise as...
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Financial literacy in the workplace
Financial literacy is the set of skills and knowledge that allows us to manage our money more effectively. Not having been taught the skills...
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2019 Changes to RAMQ prescription drug plan contribution
Quebec residents who are not insured for prescription drugs are required to participate in RAMQ’s public prescription drug insurance plan. Approximately 3.6 million Quebecers...
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Telemedicine: The next big company-sponsored employee benefit in Canada
Sitting impatiently at the clinic for hours only to see the doctor for 5 brief minutes. Sound familiar? It’s no secret that our healthcare...
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Employment Insurance increases the insurable amount for 2019
Employment Insurance (EI) is most known for providing temporary income replacement to Canadians: who lose their jobs through no fault of their own who...
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Is Cannabis covered under group insurance plans?
Recreational Cannabis will be legal in Canada as of October 17, 2018. While this has come with a lot of media attention, many may...
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RAMQ decreases the contribution to its universal drug plan
In Quebec, prescription drug insurance is mandatory. Residents that do not have this type of group insurance coverage through an employer, union, association or...
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