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  • GROUP INSURANCE
  • GROUP RETIREMENT
  • SPECIALTY SERVICES
  • BLOG
  • CONTACT
  • Français

Group Retirement

Building Financial Literacy in the Workplace

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Financial Wellness

20 % of Canadians say their biggest financial worry is not saving enough for a financially secure retirement.

Workers can no longer rely solely on government for retirement planning. The public pension plans sponsored by Quebec (QPP) and Canada (CPP) are facing major challenges, and their retirement benefits represent no more than 25% of pre-retirement income. Low interest rates and increased longevity make it increasingly difficult to accumulate the savings required to see individuals through retirement.

Employers can gain an edge by offering a competitive retirement savings plan coupled with the tools to help employees make sound investment decisions.

In Quebec, it is mandatory for businesses with 10 employees or more to implement a retirement savings vehicle.

Learn how to attract and retain talent with a retirement plan

What We Do

We help you comply with CAP Accumulation Guidelines by negotiating the most competitive investment management fees (IMFs), selecting the best performing funds, and proposing a fund line up that meets the expectations of every investor profile.

  • Plan design (VRSP, Group RRSP, DPSP and other Capital Accumulation Plans)
  • Request for proposals from record keepers
  • Ongoing plan governance

We strive for financial literacy in the workplace ensuring the right plan and tools are in place to educate employees on how to build sufficient savings to see them through retirement.

Types of Group Retirement and Savings Plans

Different Plans for Different Needs

Voluntary Retirement Savings Plan (VRSP)

Group Retirement Savings Plan (GRRSP)

Deferred Profit Sharing Plan (DPSP)

Simplified Pension Plan (SPP)

Defined Contribution Pension Plan (DC)

Individual Pension Plan (IPP)

Tax-Free Savings Account (TFSA)

Non-Registered Savings Plan

Wondering how your group retirement plan compares?

Find out if you are doing what it takes to keep your plan competitive.

Contact us

Vita Assure is a full service brokerage and consulting firm specializing in employee benefits for small and medium size businesses.

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© Vita Assure Inc.

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1 855 929 8482
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